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Thursday, 5 July 2012

Are you a candidate for an cuGrad Private Student Loan Consolidation?

cuGrad Private Student Loan Consolidation


The ideal candidate for the cuGrad Private Student Loan Consolidation has:

$7,500 - $125,000 in undergraduate private student loan debt ($7,500 - $175,000 for graduate)
Graduated from an cuGrad eligible school
Reliable, steady income of at least $2,000 gross per month
Verifiable annual income greater than the amount of the loan (Consider adding a cosigner since we will count their income also)
U.S. citizenship or permanent resident
The cuGrad Private Student Loan Consolidation is available to borrowers who are carrying private student loan debt.

Federal student loans cannot be consolidated with the cuGrad Private Student Loan Consolidation.



Student Loan Consolidation Resources

If you are looking for specific information related to a particular area of student loan consolidation the following list might be of use to you.

Student Loan Consolidation Interest - Former students may have the ability to pay only one payment every month and secure lower interest rates through the use of loan consolidation. Whether through a private or government loan, those who meet the certain qualifications could make repaying loans much more manageable in the future.

Student Loan Consolidation Rates 2012 - Consolidation rates are lower now than in years past, and as a result both federal and private student loans have become increasingly popular. In addition to lowering monthly payments and interest rates, student loan consolidation offers additional forbearance and deferment time.

Student Loan Consolidation Service - There are several different kinds of student loan consolidation including federal, commercial, and the cuGrad Private Student Loan Consolidation. Each service provides assistance for students with debt depending on their different needs and qualifications.
Student Loan Consolidation Compare - Before choosing a consolidation plan, explore the many options available to find the one that best fits your needs. Don’t hesitate to contact various consolidation companies to see what different options they offer.




Information

Direct Student Loan Consolidation - Direct student loan consolidation varies from federal aid in that federal loans do not require credit checks or cosigners. cuStudentLoans.org only consolidates private student loans, meaning that all loans are written by banks, credit unions, and other non-federal lending institutions.

Government Student Loan Consolidation - For those currently with payments of more than they can afford, federal student loan consolidation could be the answer. In most cases, you’ll enjoy lower payments and possibly even lower interest by making one unified payment.

Private Student Loan Consolidation Companies - Private student loan consolidation companies can help provide the opportunity to refinance student loans and create an appropriate payment plan. There are not many to choose from and there are important things to know about each type of company.
Careers

Law Student Loan Consolidation - Law student loan consolidation is a great way to combine one’s loans into an easy, single monthly payment. Each party must consolidate law school loans individually, and standard repayment begins within sixty days.

Medical Student Loan Consolidation - By working with cuStudentLoans.org, one can simplify his or her financial life with medical student loan consolidation. Paying off this loan as soon as possible is the best way for medical students to maintain positive credit while building their careers.

Tools

Checklist - When applying for a private student consolidation loan, there are certain criteria that apply. The details on the application and credit union membership are found here.
Student Loan Consolidation Calculator - You can better understand your potential savings and whether or not consolidation is right for you by using a loan consolidation calculator. Discover what the impact of a consolidation loan is on your monthly finances with this easy online tool.

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